LOCAL EXPERTISE & ASSISTANCE FOR

Veteran Homebuyers

Are you a US Veteran? You may qualify for a number of programs that will save you money while streamlining the home purchasing process. I’m here to assist you through the process to make it as simple as possible.

Advantages for Veteran Homebuyers

The VA Loan Program has many advantages that make it one of the most appealing paths to homeownership — and this great benefit is reserved exclusively to those who bravely served our country and select military spouses.

When combined, the benefits of the VA mortgage allow service members and veterans to take advantage of substantial cost savings under qualification requirements designed specifically for members of the military and their unique needs.

Lower Payments

Competitive interest rates and no private mortgage insurance mean lower monthly payments.

No Down Payment

The VA Home Mortgage is one of the only home loans available today with no down payment required.

Easier to Qualify

The VA Loan Program provides homeownership opportunities for millions who wouldn’t otherwise qualify for conventional financing.

First-Time Buyers

No down payment and relaxed credit standards means loans from the VA Program are especially helpful for first-time homebuyers.

Veteran Mortgage Rates

With low interest rates and the advantages of the VA Loan, you can capitalize on a buyer’s market and join the millions of other veterans using their hard-earned benefit.

Although a number of factors influence your final rate, the government backs all VA Loans, ensuring lenders can offer competitively low interest rates.

Requirements and Qualifications

  • Military members – To be eligible for a VA loan, you must be an active-duty or past member of the armed forces with at least:
    • 90 days of consecutive service during wartime, or
    • 181 days of service during peacetime, or
    • 6 years of service in the National Guard or reserves.
  • Surviving spouses – Spouses of service members who died in the line of duty or as the result of a service-related disability.
  • You will need a Certificate of Eligibility from the VA to show that you meet these requirements. Your mortgage loan originator can help you obtain this certificate.
Veteran Homebuyer

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J. Kent Erickson

J. Kent Erickson

208.447.7848

kent@jkenterickson.com

A Real Estate Professional With Stellar Property Assessment, Marketing and Negotiation Skills, Kent works closely with his clients to help them find their ideal dream home. His wealth of business and real estate experience provides assurance and peace of mind to clients as they navigate the complicated sales process. They trust him to have the knowledge needed to make good decisions during their transaction.

Quite simply, he is trusted. With a reputation for tenaciously protecting his clients’ interests, Kent’s savvy negotiations and cutting edge marketing strategies join uncompromising integrity as the hallmarks of Kent’s service. Kent is exceptionally well-respected not only for his unparalleled professional track record and high ethical standards but for being an honest, hard-working family man who does absolutely everything in his power to ensure his client’s success.

Visionary. As a licensed Broker and REALTOR®, Kent uses his experience and foresight to proactively address details before they become a problem. He helps his clients see properties in a visionary light of past, present and future potential and value. Kent initiates communication in every phase of the transaction, and handles every minute detail from the first phone call all the way through to the closing table.

J. Kent Erickson Real Estate